HSA

Considering Health Insurance Options: 4 Ways An HSA Is Saving Us Money

If you are employed full-time, then your employer likely offers a health care plan (there are exceptions for small businesses and companies). With legislation around Affordable Care Act guidelines, it is required to obtain health insurance or pay a penalty. All politics aside, having health insurance is actually a very wise financial decision and obviously comes with other benefits. Even…



gift cards

Buying Discount Gift Cards

For us, the summer time is often busy with birthdays, holiday celebrations, weddings and baby showers. Consequently, it’s also a potential budget buster time of year for us too. Don’t get me wrong, we love celebrating with our friends and family, and the gifts are well deserved. But just because we buy gifts, doesn’t mean we have to break the…



No Picture

How We Save Money On Food Without Meal Planning

Over the past year, I have done a lot of thinking about how to creatively lower our food costs, yet still eat healthy delicious food. Our first decision was a no brainer and it saved a lot of money: limit how much we eat out. A lot of finance blogs and tips suggest this and it makes a lot of…


insurance policy

Car Insurance Renewal: “Finding” the Discounts

Well, it was time for our 6 month renewal with Progressive. Once again, they hit us with the typical increase of about $3 a month, or $18 for the policy period. Now, that isn’t much, but its still more money for the same insurance policy. A little annoyed, I decided to give them a call. I had just participated in…


Down with Debt Update 5.22.16

Down with Debt Update 5.22.16

Well, we are still plugging away and throwing money at our debt, while also trying to save (both for emergencies and retirement). This month, we threw an extra $200 at our debt over the normal. We are so close to being under $10,000! Our current plan has us being debt free (other than our mortgage) by November 17, 2017. The…


3 Side Hustles and 3,000.png

$3,000 and 3 Side Hustles

Over the past 12 months, I managed to bring in an extra $3,000 in income through side hustles. What’s a side hustle you might ask? It’s not a dance move (I definitely do not have rhythm). Well, I guess it could be a dance move, but that is not what I am referring to. When I talk about side hustles,…


blogiversary

1 Year Blogiversary!

Wow, it’s officially been one year since I started Life On A Discount! I do not know if “blogiversary” is even a word, but I am actually just wondering how the past year has gone by so fast. So much has changed along the way and so much has yet to come. In the time since I started my blog,…